As a bankruptcy attorney, I find that women are particularly hesitant about filing bankruptcy. In my experience, many women feel a sense of guilty or shame regarding the possibility of getting rid of their debt through bankruptcy. Although the bankruptcy laws were made to give people a fresh start financially and should be a freeing […]
When homeowners are facing a mortgage payment that they are unable to pay, they often wonder whether they should file for bankruptcy or try to get a mortgage modification from their lender. A mortgage modification is an agreement to reduce the monthly mortgage payment, often by extending the life of the loan. This situation is […]
The goal in any bankruptcy, particularly in a Chapter 7, is to receive a discharge letter from the bankruptcy court. This discharge letter goes to the debtor and also to the creditors. This discharge letter is the court’s way of indicating to you that your bankruptcy process is now over and it also indicates to […]