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Is Chapter 7 Better than Chapter 13?

Question: I’m considering filing for bankruptcy. Is Chapter 13 better than Chapter 7? Answer: A Chapter 13 is only better than a Chapter 7 if you are behind on a secured debt such as a mortgage or a car note and need a plan to pay them back. If this is not your situation, a […]

Taking Control of Debt Through Chapter 7 Bankruptcy

Bankruptcy is a process by which consumers can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. Where a consumer is drowning in credit card debt, Chapter 7 bankruptcy is an option they may want to consider. Chapter 7 bankruptcy is provided for by US Federal Bankruptcy […]