Blog Subtitle

Our Blog

When Can I Get a Mortgage if I file Bankruptcy?

Question: Would I have to wait the entire 10 years before I can apply for a mortgage? Answer: NO You wouldn’t have to wait 10 years to apply for a mortgage! A bankruptcy is reportable on your credit report for 10 years. This does NOT mean that your credit is destroyed for 10 years. According […]

Am I Eligible to File Chapter 7 Bankruptcy?

When considering bankruptcy, most clients want to know whether they qualify for a Chapter 7 bankruptcy.  Chapter 7 Bankruptcy allows a consumer to eliminate all eligible unsecured debt.  This means that they will no longer be obligated to pay their credit card bills, medical bills, personal loans, payday loans, past utility bills and other unsecured […]

Payday Loans and Internet Lenders

One of the results of a bad economy has been a rise in payday loans.  A payday loan is a short term loan that is meant to cover a borrow until their next paycheck.  Typically, a borrower provides the lender with their checking account information and the lender deposits money into the account to be […]

Is Debt Consolidation Better than Bankruptcy?

When facing unmanageable debts, many people question whether bankruptcy or debt consolidation through a debt consolidation company would be their best solution.  In order to effectively weigh your options, you need to have a solid understanding of how debt consolidation really works. When entering into a debt consolidation program, you are entering into a contract with a service that […]