Blog Subtitle

Our Blog

Can I Get a Credit Card After Bankruptcy?

After filing bankruptcy, many people believe that their credit is shot and they will not be able to get credit cards. In reality, your credit was probably bad before filing, which prompted you to file in the first place. After filing, many people actually see an immediate improvement in their credit despite the fact that […]

When Can I Get a Mortgage if I file Bankruptcy?

Question: Would I have to wait the entire 10 years before I can apply for a mortgage? Answer: NO You wouldn’t have to wait 10 years to apply for a mortgage! A bankruptcy is reportable on your credit report for 10 years. This does NOT mean that your credit is destroyed for 10 years. According […]

Is Chapter 7 Better than Chapter 13?

Question: I’m considering filing for bankruptcy. Is Chapter 13 better than Chapter 7? Answer: A Chapter 13 is only better than a Chapter 7 if you are behind on a secured debt such as a mortgage or a car note and need a plan to pay them back. If this is not your situation, a […]

Payday Loans and Internet Lenders

One of the results of a bad economy has been a rise in payday loans.  A payday loan is a short term loan that is meant to cover a borrow until their next paycheck.  Typically, a borrower provides the lender with their checking account information and the lender deposits money into the account to be […]