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Can I Get a Credit Card After Bankruptcy?

After filing bankruptcy, many people believe that their credit is shot and they will not be able to get credit cards. In reality, your credit was probably bad before filing, which prompted you to file in the first place. After filing, many people actually see an immediate improvement in their credit despite the fact that […]

Pennsylvania Drivers: Don’t get Caught Reckless Driving in Virginia

Guest post by Andrew Flusche, Virginia reckless driving lawyer In my Virginia reckless driving defense practice, you’d be surprised how many Pennyslvania drivers I’ve represented. Even if you’re not from Virginia, you need to know of the law in Virginia regarding reckless driving. What is reckless driving in Virginia? What most people do not realize […]

When Can I Get a Mortgage if I file Bankruptcy?

Question: Would I have to wait the entire 10 years before I can apply for a mortgage? Answer: NO You wouldn’t have to wait 10 years to apply for a mortgage! A bankruptcy is reportable on your credit report for 10 years. This does NOT mean that your credit is destroyed for 10 years. According […]

Is Chapter 7 Better than Chapter 13?

Question: I’m considering filing for bankruptcy. Is Chapter 13 better than Chapter 7? Answer: A Chapter 13 is only better than a Chapter 7 if you are behind on a secured debt such as a mortgage or a car note and need a plan to pay them back. If this is not your situation, a […]

Am I Eligible to File Chapter 7 Bankruptcy?

When considering bankruptcy, most clients want to know whether they qualify for a Chapter 7 bankruptcy.  Chapter 7 Bankruptcy allows a consumer to eliminate all eligible unsecured debt.  This means that they will no longer be obligated to pay their credit card bills, medical bills, personal loans, payday loans, past utility bills and other unsecured […]